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TOEFL IELTS BNC: 1468 COCA: 1699
loan

noun

ADJECTIVE | VERB + LOAN | LOAN + VERB | LOAN + NOUN | PREPOSITION | PHRASES ADJECTIVElarge, massive大額/巨額借款small小額借款long-term, short-term長期/短期貸款high-interest, interest-free, low-interest, no-interest (NAmE) 高息貸款;無息貸款;低息貸款adjustable-rate, fixed-rate, variable-rate可調利率/固定利率/可變利率貸款guaranteed (NAmE) , secured, unsecured擔保貸款;抵押貸款;無抵押貸款As it was an unsecured loan, their property was not at risk.因為是無抵押貸款,他們的財產沒有風險。home-equity (= in which your house is given as security for the money borrowed) (NAmE) 住房抵押貸款Fixed-rate home-equity loans can help cover the cost of a single large purchase.固定利率住房抵押貸款可以幫助支付單項大宗購置費用。outstanding未償還貸款They used the inheritance to pay off their outstanding loan.他們用繼承的遺產償還了剩餘貸款。bad, non-performing壞賬;不良貸款a banking system riddled with bad loans充斥壞賬的銀行系統business, consumer, personal商業/消費/個人貸款bank銀行貸款bridge, bridging, temporary過渡性貸款;臨時貸款home, mortgage按揭貸款auto, car汽車貸款student助學貸款VERB + LOANapply for, ask for, request申請貸款arrange, get, obtain, raise, take out安排貸款;獲得貸款;籌集貸款She had to take out a loan until she could sell her house.在房子賣掉前,她不得不貸一筆款。give sb, grant sb, make sb, offer, provide向某人發放貸款;提供貸款My bank offered to make me a loan.銀行提出貸給我一筆款子。receive收到貸款pay back, pay off, repay償還貸款;償清貸款guarantee, secure, underwrite為貸款擔保;為貸款提供抵押;承擔貸款責任The banks will not agree to emergency funding unless the government will underwrite the loan.如果政府不為貸款擔保,銀行就不會同意提供應急資金。consolidate合併貸款If you have several student loans, you can consolidate them into one lump sum.如果你有幾筆助學貸款,可以合併成一個總項。LOAN + VERBtotal sth貸款總額達⋯loans totalling / totaling a million euros總計 100 萬歐元的貸款LOAN + NOUNapplication貸款申請agreement, arrangement, deal (BrE, sport體育) 貸款協議;貸款協定;球員租借協議the terms of the loan agreement with the bank與銀行的貸款協議條款The striker comes to the Premiership on an 18-month loan deal from Roma.這名前鋒靠着來自羅馬隊的一紙 18 個月的租賃協議進入超級聯賽。interest, rate貸款利息/利率guarantee貸款擔保payment, repayment貸款的償還款項They were struggling to meet their monthly loan repayments.他們在努力償還每月的貸款。facility (especially BrE) 信貸服務The bank provides personal loan facilities at competitive rates.這家銀行以極有競爭力的價格提供個人信貸服務。period (especially BrE) 借期The book must be returned by the end of the loan period.這本書必須在借期內歸還。officer (NAmE) 放款員a loan officer at a local mortgage company當地一家按揭公司的放款員shark放高利貸者He ran up massive debts borrowing from loan sharks.他因借高利貸而債台高築。PREPOSITIONon loan (from)(從⋯)借的The paintings are on loan from the Wallace Collection.這些畫是從華萊士收藏館借來的。loan from從⋯借來的東西a loan from my brother從我哥哥處借來的東西PHRASESsecurity for a loan貸款的抵押品He had to use his house as security for the loan.他不得不把自己的房子作為貸款的抵押品。 topic at business

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