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Loan vs. Lend: Usage Guide
The verb loan is one of the words English settlers brought to America and continued to use after it had died out in Britain. Its use was soon noticed by British visitors and somewhat later by the New England literati, who considered it a bit provincial. It was flatly declared wrong in 1870 by a popular commentator, who based his objection on etymology. A later scholar showed that the commentator was ignorant of Old English and thus unsound in his objection, but by then it was too late, as the condemnation had been picked up by many other commentators. Although a surprising number of critics still voice objections, loan is entirely standard as a verb. You should note that it is used only literally; lend is the verb used for figurative expressions, such as "lending a hand" or "lending enchantment."
Example Sentences
Noun He got a car loan. He'll need several more years to pay off the rest of the loan. She needed money, so she asked her friend for a loan. Verb The National Gallery has been kind enough to loan this painting to our museum. His mother loaned him the money to buy a new car. Can you loan me $20? See More
Recent Examples on the Web
The Editorial Board, WSJ, 9 Sep. 2022 Your loans need to be held by the U.S. Department of Education to be eligible for most kinds of loan relief. Alicia Adamczyk, Fortune, 4 Sep. 2022 The loan relief programs Tisone defrauded were intended to help struggling small businesses stay afloat during the pandemic. Stacey Henson, USA TODAY, 1 Sep. 2022 The Daily News is hoping to talk with Alaskans who qualify for federal student loan debt relief about their experience. Anchorage Daily News, 31 Aug. 2022 And just this month, Biden also announced a significant student loan relief program, unshackling a great many graduates from up to $10,000 ($20,000 for Pell grant recipients) of student debt and reining in predatory interest rates. Jill Filipovic, CNN, 30 Aug. 2022 Finally, last week, Biden invoked his executive authority to announce a sweeping student-loan-relief plan, which would cancel up to twenty thousand dollars in debt for some borrowers. John Cassidy, The New Yorker, 30 Aug. 2022 Applications for student loan relief will be available in about two months, according to a White House briefing. Leada Gore | Lgore@al.com, al, 29 Aug. 2022 So, what is your assessment as governor of Maryland of the president's decision on student loan debt relief? CBS News, 28 Aug. 2022 Dustin Gardiner, San Francisco Chronicle, 25 Aug. 2022 Some attorneys would loan the firm money at the start of a year to pay expenses and then get paid back once regular revenue came in. CBS News, 19 Aug. 2022 Maybe the Tigers need to loan out Greene to the other struggling pro franchises in the city? Andrew Hammond, Detroit Free Press, 19 June 2022 In return for a fee, they might be asked to loan out their company credentials, ‘accidentally’ misconfigure systems, or even directly install malware themselves. Chuck Everette, Forbes, 4 Jan. 2022 In the final deal unveiled on July 1, FTX agreed to loan BlockFi $400 million with an option to buy the firm for up to $240 million. Alexander Osipovich, WSJ, 23 Aug. 2022 The city council in 2014 voted 5-to-1 to loan the Westfield Redevelopment Commission $6 million from a city infrastructure fund to go towards financial needs at Grand Park, just months after the sports campus opened. Brittany Carloni, The Indianapolis Star, 10 Aug. 2022 The good news… is the U.S. Department of Energy plans to loan GM and LG Energy Solution $2.5 billion to finance construction of battery manufacturing facilities, Reuters’ David Shepardson reports. cleveland, 26 July 2022 The reason: Earlier this year, JPMorgan Chase helped loan $1.2 billion against a San Francisco office complex in which Trump holds a 30% minority interest. Dan Alexander, Forbes, 7 Oct. 2021 See More
Noun
The Penn Wharton Budget Model estimates that the President’s student loan relief could cost as much as $1 trillion. The Editorial Board, WSJ, 9 Sep. 2022 Your loans need to be held by the U.S. Department of Education to be eligible for most kinds of loan relief. Alicia Adamczyk, Fortune, 4 Sep. 2022 The loan relief programs Tisone defrauded were intended to help struggling small businesses stay afloat during the pandemic. Stacey Henson, USA TODAY, 1 Sep. 2022 The Daily News is hoping to talk with Alaskans who qualify for federal student loan debt relief about their experience. Anchorage Daily News, 31 Aug. 2022 And just this month, Biden also announced a significant student loan relief program, unshackling a great many graduates from up to $10,000 ($20,000 for Pell grant recipients) of student debt and reining in predatory interest rates. Jill Filipovic, CNN, 30 Aug. 2022 Finally, last week, Biden invoked his executive authority to announce a sweeping student-loan-relief plan, which would cancel up to twenty thousand dollars in debt for some borrowers. John Cassidy, The New Yorker, 30 Aug. 2022 Applications for student loan relief will be available in about two months, according to a White House briefing. Leada Gore | Lgore@al.com, al, 29 Aug. 2022 So, what is your assessment as governor of Maryland of the president's decision on student loan debt relief? CBS News, 28 Aug. 2022 Verb
Under Newsom’s proposal, the state would loan Pacific Gas and Electric Co., which operates the plant, $1.4 billion to help cover costs associated with re-licensing and maintaining the plant. Dustin Gardiner, San Francisco Chronicle, 25 Aug. 2022 Some attorneys would loan the firm money at the start of a year to pay expenses and then get paid back once regular revenue came in. CBS News, 19 Aug. 2022 Maybe the Tigers need to loan out Greene to the other struggling pro franchises in the city? Andrew Hammond, Detroit Free Press, 19 June 2022 In return for a fee, they might be asked to loan out their company credentials, ‘accidentally’ misconfigure systems, or even directly install malware themselves. Chuck Everette, Forbes, 4 Jan. 2022 In the final deal unveiled on July 1, FTX agreed to loan BlockFi $400 million with an option to buy the firm for up to $240 million. Alexander Osipovich, WSJ, 23 Aug. 2022 The city council in 2014 voted 5-to-1 to loan the Westfield Redevelopment Commission $6 million from a city infrastructure fund to go towards financial needs at Grand Park, just months after the sports campus opened. Brittany Carloni, The Indianapolis Star, 10 Aug. 2022 The good news… is the U.S. Department of Energy plans to loan GM and LG Energy Solution $2.5 billion to finance construction of battery manufacturing facilities, Reuters’ David Shepardson reports. cleveland, 26 July 2022 The reason: Earlier this year, JPMorgan Chase helped loan $1.2 billion against a San Francisco office complex in which Trump holds a 30% minority interest. Dan Alexander, Forbes, 7 Oct. 2021 See More Word History
Etymology
Noun
Middle English lone "something lent or owing, divine gift," borrowed from Old Norse lán "something lent, fief," going back to Germanic *laihna- "something granted or lent" (whence also Old Frisian lēn "fief, benefice, something lent," Old Saxon lēhan "gift, fief," Old High German lēhan, lēn "something lent, feudal tenure, benefice," and, from a variant *laihni-, Old English lǣn "something lent, grant, gift"), noun derivative from the verb *līhwan- "to grant, lend" — more at delinquent entry 2
Note: Germanic *laihna- appears directly comparable with the Indo-Iranian s-stem represented by Vedic Sanskrit rékṇaḥ "inheritance, property," Avestan raēxənah- "inheritance," though it is uncertain if the Germanic word can also be derived from an s-stem. See note at delinquent entry 2.
Verb
derivative of loan entry 1
First Known Use
Noun
12th century, in the meaning defined at sense 1a
Verb
circa 1543, in the meaning defined above
Time Traveler
The first known use of loan was in the 12th century Phrases Containing loan
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