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IELTS BNC: 2483 COCA: 3215

mortgage

1 mortgage /ˈmoɚgɪʤ/ noun
plural mortgages
1 mortgage
/ˈmoɚgɪʤ/
noun
plural mortgages
Learner's definition of MORTGAGE
[count]
: a legal agreement in which a person borrows money to buy property (such as a house) and pays back the money over a period of years按揭;抵押贷款
often used before another noun常用于另一名词前
see also reverse mortgage
2 mortgage /ˈmoɚgɪʤ/ verb
mortgages; mortgaged; mortgaging
2 mortgage
/ˈmoɚgɪʤ/
verb
mortgages; mortgaged; mortgaging
Learner's definition of MORTGAGE
[+ object]
: to give someone a legal claim on (property that you own) in exchange for money that you will pay back over a period of years抵押(房地产)

mortgage the/your future

chiefly US, disapproving
: to borrow a large amount of money that will have to be paid back in the future or to do something that may cause problems for you in the future抵押未来
IELTS BNC: 2483 COCA: 3215

mortgage

1 of 2

noun

mort·​gage ˈmȯr-gij How to pronounce mortgage (audio)
1
: a conveyance (see conveyance sense 2a) of or lien against property (as for securing a loan) that becomes void upon payment or performance according to stipulated terms
took out a mortgage in order to buy the house
2
a
: the instrument evidencing the mortgage
b
: the state of the property so mortgaged
c
: the interest of the mortgagee in such property

mortgage

2 of 2

verb

mortgaged; mortgaging

transitive verb

1
: to grant or convey by a mortgage
2
: to subject to a claim or obligation : pledge

Synonyms

Example Sentences

Noun He will have to take out a mortgage in order to buy the house. They hope to pay off the mortgage on their home soon. Verb She mortgaged her house in order to buy the restaurant. I've mortgaged all my free time this week to the hospice and won't be able to come to the party.
Recent Examples on the Web
Noun
Affordability improved as mortgage rates fell to 4.5% by December 2018. Rick Palacios, Fortune, 9 Sep. 2022 Housing starts and sales, for instance, are already in deep contraction and will continue to decline as mortgage rates remain elevated. Gad Levanon For Cnn Business Perspectives, CNN, 8 Sep. 2022 The higher mortgage rates are already weighing on home prices. Rob Wile, NBC News, 8 Sep. 2022 The Fed is raising rates to combat inflation by slowing the economy through tighter financial conditions—such as higher mortgage rates and bond yields, as well as lower stock prices—which typically curb spending, hiring and investment. Nick Timiraos, WSJ, 7 Sep. 2022 Nationally, home prices could slip about 5% due to an affordability crunch brought on by higher mortgage rates and home prices, Moody's Analytics chief economist Mark Zandi told CBS News. Aimee Picchi, CBS News, 30 Aug. 2022 Zillow economist Nicole Bachaud said mortgage rates ate into the buying power of home shoppers, decreased affordability and led to homes sitting on the market longer. Phillip Molnar, San Diego Union-Tribune, 30 Aug. 2022 But recently, inflation, record-high fuel prices, and high mortgage rates now approaching 6% have also begun driving the slowdown. The Indianapolis Star, 29 Aug. 2022 More recently, higher mortgage rates have put a damper on the number of homes being sold. Mae Anderson, Anchorage Daily News, 28 Aug. 2022
Verb
For decades, Bill Kelley, a local fan who had witnessed her historic 1964 return to Columbus, had tried to garner more attention for her heroic flight, even offering to mortgage his house, to fund a statue in her honor. Lucia Cheng, Smithsonian Magazine, 12 Aug. 2022 When this bubble burst in 2007, a global recession ensued and financial institutions lost trillions of dollars to mortgage default, the financial system was saved only by the extraordinary efforts of the Bernanke Federal Reserve. WSJ, 24 May 2022 That comes down to this: Are the Heat in a position to give up three first-round picks, at least two unprotected, and mortgage their draft future? Ira Winderman, Sun Sentinel, 1 July 2022 The first mistake that many marketers often make is, to mortgage their brand and their career to the procurement department. Avi Dan, Forbes, 16 June 2022 In a standard life estate, the remainderman is also considered an owner, and everyone must agree to sell or mortgage the house. Gary Singer, Sun Sentinel, 30 June 2022 The additional interest associated with higher rates is adding hundreds of dollars to mortgage payments. Michele Lerner, Washington Post, 12 May 2022 Germany’s decision to mortgage its energy future (and economy) to Russian oil and gas looks to be a strategic blunder of the first order — achieving neither energy security nor a more climate-friendly outcome. John Hillen, National Review, 26 Mar. 2022 And coach Kyle Shanahan and GM John Lynch didn't mortgage the future to keep youngster Trey Lance, the No. 3 pick of the 2021 draft, on the bench for another year. Nate Davis, USA TODAY, 31 Jan. 2022 See More

Word History

Etymology

Noun and Verb

Middle English morgage, from Anglo-French mortgage, from mort dead (from Latin mortuus) + gage gage — more at murder

First Known Use

Noun

15th century, in the meaning defined at sense 1

Verb

15th century, in the meaning defined at sense 1

Time Traveler
The first known use of mortgage was in the 15th century
IELTS BNC: 2483 COCA: 3215
mortgage

noun

ADJECTIVE | VERB + MORTGAGE | MORTGAGE + NOUN | PREPOSITION ADJECTIVEbig, huge大筆按揭貸款small小額按揭cheap低息按揭貸款Banks often offer their employees cheap mortgages.銀行經常給員工提供低息按揭貸款。endowment, repayment, reverse (NAmE) 定期人壽保險抵押;固定償還期按揭;反向抵押adjustable-rate, fixed-rate, variable-rate (BrE) 可調利率/固定利率/浮動利率按揭home, residential住房抵押;住宅抵押貸款first, second第一/第二抵押權He raised the money by taking out a second mortgage on his house.他通過對自己的房屋辦理二次抵押籌集了這筆錢。VERB + MORTGAGEhave, hold得到/持有按揭貸款We have a big mortgage.我們得到了一大筆按揭貸款。buy, get, take out購買按揭付款商品;獲得按揭貸款;辦理按揭They were having trouble getting a mortgage.他們辦理按揭貸款遇到了困難。We'll have to take out a second mortgage to pay for this wedding!我們將不得不辦理第二筆按揭來支付婚禮費用!pay, pay off, redeem, repay (especially BrE) 支付按揭貸款;償清按揭貸款;償還按揭貸款He wasn't earning enough to pay the mortgage.他掙的錢不夠還按揭。There are penalties if you want to redeem your mortgage early.如果你想提前還清按揭貸款,需要交違約金。fall behind on, fall behind with, get behind on (especially NAmE) 拖欠按揭貸款They fell behind with / on their mortgage, so their home was repossessed.他們沒有按時還按揭款,所以房子被收走了。sell出售按揭資產refinance轉按揭MORTGAGE + NOUNpayment, repayment (BrE) 按揭償付/還款They were struggling to keep up with their mortgage payments.他們千方百計按時償付按揭款。application抵押貸款申請loan抵押貸款credit抵押信貸debt抵押債務business, industry, market抵押貸款業務/行業/市場banker, broker, company, lender按揭放貸銀行家;按揭經紀人;按揭公司;按揭放貸者finance抵押融資product抵押產品insurance住房抵押貸款保險interest, rate抵押利息/利率mortgage interest payments (especially BrE) 抵押利息支付a rise in mortgage rates抵押利率的上漲portfolio抵押資產組合refinancing轉按揭PREPOSITIONmortgage of⋯的按揭貸款a mortgage of $800 00080 萬美元的按揭貸款mortgage on以⋯為抵押I couldn't get a mortgage on the property.我未辦成該房產的按揭。

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